Skip to the main content.
Online Banking
Online Banking

Privacy Policy

 

Rev. December 2010

FACTS

WHAT DOES HERITAGE BANK OF THE OZARKS DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number

  • Account balances

  • Payment history

  • Transaction history

  • Overdraft history

  • Account transactions 

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Heritage Bank of the Ozarks chooses to share; and whether you can limit this sharing.
 
 
 

Reasons we can share your personal information:

Does Heritage Bank of the Ozarks share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s),respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes –

Information about your transactions and experiences.

Yes

We don’t share

For our affiliates’ everyday business purposes –

Information about your creditworthiness.

Yes

We don’t share

For nonaffiliates to market to you.

No

We don’t share
 

Questions?

Call 417-532-2265 or go to www.heritagebankozarks.com

 

What We Do

  

How does Heritage Bank of the Ozarks protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Heritage Bank of the Ozarks collect my personal information?

We collect your personal information, for example, when you:

  • Open an account

  • Apply for a loan

  • Make deposits or withdrawals from your account

  • Make a wire transfer

  • Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.
 

Definitions

  

Affiliates

Companies related to common ownership or control. They can be financial and nonfinancial companies.

  • Heritage Bank of the Ozarks has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Heritage Bank of the Ozarks does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Heritage Bank of the Ozarks doesn't jointly market.

 

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.
 
 
FACTS WHAT DOES HERITAGE BANK OF THE OZARKS DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account Balances
  • Payment History
  • Transaction History
  • Overdraft History
  • Account Transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Heritage Bank of the Ozarks chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Heritage Bank of the Ozarks share? Can you limit this sharing?

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No

For our marketing purposes -

to offer our products and services to you
Yes
No

For joint marketing with other financial companies
No
We don't share

For our affiliates' everyday business purposes -

information about your transactions and experiences
No
We don't share

For our affiliates' everyday business purposes -

information about your creditworthiness
No
We don't share

For nonaffiliates to market to you
No
We don't share
Does Heritage Bank of the Ozarks share? Can you limit this sharing?
Reasons we can share your personal information
For our everyday business purposes -such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No

Become a Neighbor Today

At Heritage Bank of the Ozarks, our core focus is helping you achieve your dreams. Start your journey as a Neighbor and take the next step in reaching your financial goals!