Neighbor Rewards Checking | Heritage Regular Checking | |
---|---|---|
Compare Accounts | ||
Required to Open | ||
Unlimited Check Writing | ||
Online Banking | ||
Debit Card (On Approval) | ||
Statement Check Imaging | ||
Balance Requirement | N/A | |
Monthly Fees | N/A | |
Qualifications to Earn Higher Interest | ||
Earns Interest | ||
Checking Accounts That Fit Your Life
Whether you're a young spender, a retiree, or anywhere in between, there's a Heritage checking account that fits you. Like earning rewards? We have you covered. Prefer to keep things simple? No problem. All Heritage checking accounts are equipped with free money management tools to make your life easier.
Heritage Club Checking
A Lifestyle account with exclusive banking, exceptional perks, and interest-earning.
- Be 50 years or older
- $100 minimum to open
- To avoid a $10 monthly fee, maintain a minimum daily balance of $10,000 or an average collected monthly balance of $15,000
- Heritage Concierge Services with day trips, U.S. and international travel
- Educational workshops and more
Compare Personal Checking Accounts
*$100 minimum to open; no minimum thereafter.
**Transactions must post and settle to your account.
We want our Neighbors to earn rewards while enjoying local, friendly service from bankers who know them by name. Our checking accounts are built around our Neighbors' needs.

Checking vs. Savings Account
What's the difference?
While account features can vary, funds in checking accounts are generally liquid and used to handle everyday transactions like paying bills and making purchases. Customers typically use savings accounts as a safe place to store and accumulate funds to meet certain goals, like buying a house or building an emergency fund.