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Open an account, apply for a loan or financing, and enroll in value-added services.

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Personalized Solutions

Find accounts, loans, and services to fit your life.
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Wide-Ranging Options

Choose from a diverse range of products and offerings.
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Added Value

Explore enhanced features for a next-level banking experience.

Accounts, Loans, and Added-Value Services

  • We have an assortment of checking accounts and savings accounts designed to meet your banking needs.

  • We offer various financing solutions whether you’re looking to buy a home, farmland, vehicle, or leverage your home’s equity.

  • You deserve much more than basic banking. That’s why we offer several value-added services to enhance your Heritage Bank experience!

Personal

Neighbor Rewards Checking

A free, interest-earning account that makes it easy to earn cash rewards.

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Heritage Regular Checking

A checking account designed for your everyday needs.

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Neighbor Rewards Savings

A powerful, interest-earning account that builds your savings automatically with the linked Neighbor Rewards Checking.

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Heritage Regular Savings

A flexible, interest-earning account that makes it easy to build your nest egg or rainy-day fund.

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Youth Savings

The ideal account for building college savings or simply developing good money-saving habits that lay the foundation for a lifetime of financial health.

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Money Market Account

A top-tier, versatile account that lets you save, invest, and spend.

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Certificates of Deposit (CDs)

A secure investment tool. Sit back and watch your money grow with a FDIC insured CD.

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Individual Retirement Accounts (IRAs)

Plan for a comfortable retirement and invest in your future with an IRA – traditional or Roth.

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Personal Loans

What’s your next goal? Secure the financing to make it happen with a personal loan.

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Auto Loans

From open highways to rugged gravel roads, our competitive-rate auto loans make it easy to drive the car, truck, SUV, or RV you’ve had your eye on – perfect for wherever adventure takes you.

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Mortgage Loans

Whether you’re buying, building, remodeling, or refinancing, our affordable home lending solutions and personalized support help turn your home dreams into reality.

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Home Equity Loans

Your home is more than a place to live – it’s a source of opportunity. Unlock your home’s value and put it work for you!

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Business

Business Checking

A top-tier business account at low to no cost with worry-free convenience.

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Free Small Business Checking

Because small businesses deserve extra breaks, not extra headaches.

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Business Money Market Account

You look for multi-tasking employees. Get the same from your bank account.

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Business Certificates of Deposit (CDs)

Maximize returns while minimizing risk with a business certificate of deposit.

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Business Term Loans

Excellent rates, options, and terms are combined with helpful service.

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Business Lines of Credit

Enjoy competitive rates for a wide range of long-term or seasonal business needs.

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Commercial Real Estate Loans

If your business has outgrown its facilities, let us help make your expansion plans a reality.

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Agriculture Loans

We work extra hard to meet your unique needs to run a profitable operation.

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SBA Loans

Heritage Bank supports local businesses with SBA Loans to help get a new business on its feet.

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USDA Loans

Get the financing you need to support your small rural business.

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Affordable Rates and Financing Options

Mortgage

We offer competitively low rates for home purchases or refinancing. With a wide range of financing programs to suit your needs and 100% financing options, we’re confident you’ll find a solution that fits your needs.

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Neighbors Serving Neighbors

Learn more about Heritage Bank and how we bring the spirit of Neighbors Serving Neighbors to life in every banking experience.