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Connecting with our Neighbors where it counts!

Welcome to the Heritage Ledger—where we help our Neighbors navigate banking with confidence, from loans to finances and everything in between.

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Discover Dairy

Dairy Resources for Curious Minds June is National Dairy Month, a time to recognize the farmers, families, and...
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A Heritage Club Holiday

Christmas Around the World in Omaha This holiday season, experience the magic of Christmas traditions from around the...
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Help us Congratulate Brette Richardson

Brette Richardson - Loan Department Administrative Professional We are proud to welcome Brette Richardson to the team...
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June 8th - Baker Creek Seed Co. & MORE

Heritage Club Day Trip Join us as we explore one of Missouri’s most unique destinations with your Heritage Club friends...
3 min read

5 Scams Every Neighbor Should Watch for in 2026

May 15th is National Senior Fraud Protection Day, an important reminder that scams are becoming more sophisticated,...
2 min read

Planning for the Unexpected: Insurance Essentials for Farm Families

One of the most difficult situations that I have had to deal with in my banking career is financial distress that is...
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Connect With Your Neighbors

Other banks see customers. We see Neighbors. Heritage Bank of the Ozarks is your home-owned, home-operated bank…where excellent banking meets friendly local service.